Funding Solutions

Cash flow needs while you wait for your ERC refund?

Get An Advance on Your ERC Refund for Immediate Cash Flow

If your small or mid-sized business can’t afford to wait up to a year for your Employee Retention Credit (ERC) refund to cover day-to-day expenses or fund reinvestment, Omega Funding Solutions (OFS) can help!

As a third-party lender offering ERC funding assistance to new and current Omega Accounting Solutions’ clients, OFS can help you keep your business afloat with a bridge loan based on your anticipated refund—whether you filed your ERC with Omega or not.

Bridge Loan Details

All you need to get started with OFS is a valid ERC claim filed with the government. OFS provides a simple 12-month business bridge loan of up to 65% LTV of your anticipated ERC refund amount. Repayment begins after your loan clears, ending with a balloon payment once your ERC refund arrives. It really is that simple! There’s no lengthy paperwork or complicated applications because OFS exclusively uses your ERC refund as collateral. OFS closes loans in just three days for Omega’s existing ERC clients. New clients can have their ERC processed and receive advance funds in as little as 30 days. 

Contact OFS Today to Discuss Your Options!

Loan Program Benefits

  • Fast – Loan decisions are made in as little as one day with closing in only 3 days for current Omega clients.
  • Flexible – Loan values vary based on the expected ERC refund value of approved clients.
  • Equitable & Accommodating – OFS serves typical borrowers and under-resourced clients including low credit, the self-employed and corporations/LLCs.

Loan Terms

  • Loans available at up to 65% loan-to-value (LTV)
  • You must have filed a valid ERC claim with the government
  • Loan value and approval are determined by your expected ERC refund
  • Bridge loan financing can be processed in just 3 days with nothing due up front
  • No minimum or maximum loan amount
  • Loan repayment begins after your loan clears and concludes with a balloon payment upon receipt of the ERC refund